WDI Inspections in Richmond
Clear WDI Documentation for Property Transactions
A wood-destroying insect inspection is a visual review of readily accessible areas for visible evidence of termites and other insects that damage wood. Although often called a termite inspection, it can address other wood-destroying insects as well. The service documents visible conditions; it doesn’t provide treatment or determine the extent of structural damage.
We provide WDI inspections for buyers, sellers, refinancing homeowners, and real estate professionals who need documented findings for a transaction. A WDI report can record visible insect activity, evidence of previous activity, wood damage, and areas that couldn’t be inspected. Requirements vary by lender, loan program, and transaction.
Request a Richmond WDI inspection by calling (804) 910-0897. Tell us whether the inspection involves a purchase, sale, or refinance.
Local Pest Knowledge & Pest Authority Pro Certification
Pest Authority has provided pest control since 2002. At Pest Authority of Richmond, VA, we’re locally owned and operated, with knowledge of local pest pressure, seasonal activity, and property conditions. Our technicians complete extensive training and Pest Authority Pro Certification. That background informs their examination of accessible areas for signs associated with subterranean termites and other wood-destroying insects.
Information to Have Ready Before Scheduling
Provide the property address and indicate whether the inspection relates to a purchase, sale, or refinance. If available, have the lender’s instructions, requested form, and target closing date ready. Your lender, real estate agent, or closing professional should confirm which form is required and when it must be submitted.
Call (804) 910-0897 to request a WDI inspection from Pest Authority of Richmond, VA.
When You May Need a WDI Report
A WDI inspection may be requested during a real estate transaction, but requirements differ by property, lender, and loan program. U.S. Department of Veterans Affairs guidance identifies Virginia as a state where wood-destroying insect information is required for VA loan transactions. The NPMA-33 is a standardized report approved for Federal Housing Administration and Department of Veterans Affairs loans. It records visible evidence, visible damage, recommendations, and areas that weren’t accessible.
Common reasons for requesting an inspection include:
- Home purchase: A buyer, lender, or loan program requests documentation before closing.
- Property sale: A seller needs to address an inspection requirement or provide requested findings.
- Refinance: A lender requests current wood-destroying insect information during underwriting.
- Visible warning signs: A property owner notices shelter tubes, exit holes, damaged wood, swarming insects, or frass, which is insect waste and debris that can indicate activity.
What a Wood-Destroying Insect Inspection Covers
The inspection focuses on visible evidence in readily accessible areas. Potential sources include subterranean termites, carpenter ants, and carpenter bees, but the report reflects only what’s visible at the property on the inspection date.
Evidence and property areas addressed on a WDI report may include:
- Visible insect evidence: Live or dead insects, insect parts, frass, shelter tubes, exit holes, and staining.
- Visible wood damage: Accessible wood showing signs associated with insect activity.
- Accessible property areas: Portions of basements, crawlspaces, attics, garages, exteriors, porches, and additions that can be visually examined.
- Inspection limitations: Obstructed, sealed, unsafe, or otherwise inaccessible areas that couldn’t be evaluated.
Furniture, stored materials, insulation, finished walls, restricted crawlspace access, and other obstructions can limit the visual review. The report identifies these limitations so transaction parties understand its scope.
